Why Hire Us?
At the Räth Company, we are not contractors who became public adjusters; we are experienced claims adjusters putting our knowledge to work for you, the insured.
Hiring us at the beginning of your claim allows us to set the stage for a smoother claims process and assures you are receiving what is promised you under the insurance company’s policy. However; if the insurance company decides to be uncooperative, we will have documented your claim so you are in the strongest, possible position to protect your interest. Those who wait to hire us after the initial offer, run the risk we may not be able to undo the problems set in place prior to our involvement. The data below is from a sampling of claims settled by Räth Company after the insurance company made their original settlement offer.
| Client | Original Offer | Final Settlement | New Money | Increase |
|---|---|---|---|---|
| HOA #1 | $897,672 | $1,060,188 | $162,516 | 15.3% |
| HOA #2 | $1,043,747 | $1,341,266 | $297,519 | 22.2% |
| HOA #3 | $271,832 | $638,151 | $366,319 | 57.4% |
| Commercial | $93,058 | $238,764 | $145,706 | 61.0% |
| Homeowner | $183,702 | $394,168 | $210,466 | 53.4% |
That’s $1,185,523 more on behalf of our clients in just five claims than was offered by the insurance companies. While we cannot guarantee your results, we will go through your claim and advise you what we think is realistic.
The insurance company is telling me not to hire a Public Adjuster because it will take longer to settle, my premiums will go up because they inflate the loss and/or my coverage may be cancelled.
First, remember the insurance adjuster assigned to your claim represents the insurance company and such statements only affirm they are looking out for their best interest. They DO NOT want someone representing you other than them.
Second, such statements are illegal under the MN Unfair Claims Practices Act and need to be reported to the MN Department of Commerce immediately. Insurance companies know this too.
